FASTag RECHARGE GUIDE · UPI · VEHICLE NUMBER · BANK PORTAL · BBPS

KM 001 · Updated 2026

FASTag Recharge: Complete 2026 Guide

Recharge your FASTag by UPI, vehicle number, issuer-bank portal, NHAI FASTag wallet or BBPS—and know what to do when money is deducted but the balance is not credited.

Recharge by UPI ↓Fix Recharge Problems →

Quick Answer

FASTag can be recharged online through the FASTag issuing bank and through supported methods such as UPI, net banking and debit/credit card. IHMCL also says users can recharge through BBPS and that One Vehicle One FASTag does not lock you to one bank for recharge. For direct UPI recharge, verify the NETC FASTag UPI ID with the issuing bank before sending money.

UPIVehicle-number recharge
BANKIssuer portal/app
BBPSOnline / supported POS
1033NHAI assistance

KM 002 · UPI Recharge

How to Recharge FASTag by Vehicle Number & UPI

IHMCL documents the NETC UPI format as netc.vehiclenumber@bankupihandle. Because the bank handle differs by issuer, validate the generated/entered UPI ID before paying.

  1. Open your supported UPI app.
  2. Select the option to send/pay by UPI ID.
  3. Enter the NETC FASTag UPI ID for your vehicle and issuer bank.
  4. Verify the UPI ID before proceeding.
  5. Enter the FASTag recharge amount.
  6. Authorize the transaction with your UPI PIN.
  7. Look for the recharge/credit confirmation.

UPI Format

netc.VEHICLENUMBER@BANKHANDLE

Example formats vary by issuer. Do not copy an example blindly—confirm the correct handle with your FASTag issuing bank.

KM 003 · All Recharge Methods

4 Practical Ways to Recharge FASTag

1. Issuing Bank Portal / App

For a bank-issued FASTag, log in to the issuer's FASTag portal/app, select the wallet/tag and recharge using the payment methods offered. IHMCL lists net banking, UPI and debit/credit card among the options.

2. UPI / Vehicle Number

Use the validated NETC UPI ID associated with the vehicle and issuer. This is useful when you want a quick reload without navigating the issuer portal.

3. NHAI FASTag / My FASTag

For NHAI bank-neutral FASTag linked to the NHAI prepaid wallet, IHMCL documents recharge through My FASTag using supported online payment methods. A tag linked to a bank account can support automatic top-up based on the configured threshold.

4. BBPS / Cash Facility

IHMCL states FASTag can also be recharged through Bharat Bill Payment System (BBPS), including cash recharge through BBPS at supported POS locations at toll plazas.

KM 004 · Before Paying

Check These Before You Recharge

Correct Vehicle

Check the vehicle registration number carefully. A wrong vehicle number or UPI ID can send money to the wrong FASTag account.

Correct Active Tag

Under One Vehicle One FASTag, only one FASTag should remain active for a vehicle. Check status if you previously had multiple tags.

KYC Status

IHMCL says a non-KYC wallet can be restricted from recharge after the applicable KYC period. Update KYC if your issuer/portal shows a restriction.

KM 005 · Balance

How to Check FASTag Balance

Bank-Issued FASTag

Use the issuing bank's FASTag portal/app or its customer-care facility. Your transaction messages may also show deductions and low-balance alerts.

NHAI Prepaid Wallet

IHMCL says users registered with the NHAI Prepaid Wallet can check balance by giving a missed call to +91-8884333331. The facility is described as toll-free and available round the clock.

Recharge amount: IHMCL's current FAQ says an existing FASTag wallet can be topped up with as little as ₹1, while initial recharge requirements can vary by issuer. Your actual wallet/account limits can also depend on KYC and issuer rules.

KM 006 · Troubleshooting

FASTag Recharge Problems & What to Do

ProblemWhat to checkNext action
Money deducted, recharge not creditedPayment/reference status and correct tag/vehicleIHMCL advises contacting the issuing bank call centre and raising a reversal request.
Recharge option blockedKYC status and wallet restrictionsComplete/update KYC through the relevant issuer or IHMCL portal where applicable.
FASTag still shows low balanceConfirm recharge credit and tag statusContact issuer if credit is missing; avoid repeated blind recharges.
FASTag blacklistedLow balance, tag/vehicle mismatch or other issuer restrictionAsk the issuing bank for the exact blacklist reason and resolve it.
Multiple FASTags foundWhich tag is currently activeCheck NETC FASTag status and recharge only the valid active FASTag.

More FASTag Problem Fixes →

KM 007 · Annual Pass

FASTag Recharge Is Not the Same as Annual Pass Payment

FASTag Recharge

Adds money to the FASTag wallet/account for ordinary toll and other supported FASTag transactions.

Annual Pass

A separate pass facility for eligible private vehicles. It should be treated as a different purchase, not as a normal wallet top-up.

Read the Annual Pass Guide →

KM 008 · Quick Answers

FASTag Recharge FAQs

UPI-based FASTag recharge can use a NETC UPI ID built around the vehicle registration number and issuer-bank handle. Verify the UPI ID before paying.

IHMCL says One Vehicle One FASTag does not require recharge exclusively through a specific bank; supported methods include BBPS, UPI and net banking.

IHMCL advises contacting the issuing bank's call centre and raising a request for reversal when the amount was debited but not credited to the FASTag account.

IHMCL states cash recharge is available through BBPS at supported POS locations at toll plazas.

IHMCL's current FAQ states the physical tag has a validity of five years; during its usable period you recharge/top up as required. Check with your issuer if the tag is damaged or has account restrictions.

KM 009 · Official Help

Use Official Channels for Recharge & Disputes

Recharge only through trusted issuer-bank, IHMCL/NHAI or supported payment channels. For a bank-issued FASTag, contact the issuing bank for wallet/recharge disputes. For NHAI FASTag assistance, IHMCL directs users to the 1033 helpline.

IHMCL FASTag FAQ →Call 1033FASTag Hub →